Loans page banner



Here at Hāmākua Federal Credit Union we lend differently. Whether you’re buying your first car, going on a well-deserved vacation, or wanting to take advantage of the equity you’ve built up in your home we are here to help. Stop in and see us or give us a call today – we make it simple.

Apply Now Upload Documents

Automobile Loans

Got your eye on a shiny new car? Call us first! Get pre-approved for that new set of wheels and take advantage of our amazing GAP Plus insurance to protect the value of your new baby. We have very competitive rates and a quick an easy approval process that will delight you.

Personal Loans

Life is amazing. Babies are welcomed, vacations get taken, and cars, sadly, do break down. A Hāmākua FCU Personal Loan may be just what you need to fix that roof or buy that special someone a special something. Our friendly loan officers and streamlined loan approval process will have you out the door and jumping on a jet in no time. When life gets complicated, come see us. We make it simple.

Lines of Credit

Your Hāmākua FCU Line of Credit will be there for you – even when we’re closed! Use Virtual Branch Online Banking to perform your own advances from your available credit line to your checking account whenever the need arises, then confidently write that check or complete your online purchase using your Hāmākua FCU Debit Card.

Home Equity Lines of Credit

You’ve worked hard for your home. Enjoy the equity you’ve built with a Hāmākua FCU Home Equity Line of Credit (HELOC). Your HELOC is a great way to consolidate your high-interest debt or start in on that home improvement project you’ve been thinking about for so long.

Credit Cards

Thinking of traveling soon? A Hāmākua FCU Visa® credit card is just what you need! Car and hotel rentals and airfare bookings are so much easier with a credit card in hand. We also offer our Credit Builder Visa® for members that are just beginning to build credit or need a way to rebuild damaged credit. Come by and see us – we’re here to help!

CUNA Mutual Credit Disability Insurance

CUNA Mutual Credit Disability Insurance

CUNA Mutual Credit Disability Insurance Brochure

CUNA Mutual Credit Life Insurance

credit insurance credit life

CUNA Mutual Credit Life Insurance Brochure

CUNA Mutual Guaranteed Asset Protection (GAP) Plus

Gap Plus

CUNA Mutual Guaranteed Asset Protection (GAP) PlusBrochure

spacer icon
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Hamakua Federal Credit Union website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Hamakua Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Hamakua Federal Credit Union. CLICK OK TO CONTINUE OR CANCEL TO RETURN

Ok Cancel