Rates

Loan Rates

Effective as of: April 1, 2024

TypeRate (APR*)Term (Months)
New Autos3.74% – 7.75%**Up to 84 Months
Pre-owned Autos4.74% – 7.75%**Up to 72 Months
Personal Loans5.00% – 8.25%**Up to 72 Months
Lines of Credit13.00%N/A
Share Pledged LoansCall for Current RatesCall for Terms
Credit CardsCall for Current RatesN/A

*The ANNUAL PERCENTAGE RATE (APR) you receive is based on certain credit-worthiness criteria and subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. For a $10,000 loan based on a term of 60 months with a 5.00% APR, the monthly payment will be $189.00.

** Up to .50% potential rate reduction. Contact our loan department for terms and conditions.

Share and Certificate Rates

Effective as of: May 1, 2024

TypeAnnual Percentage Yield (APY)Minimum Opening BalanceMinimum Balance to Earn APYDividends Compounded
Certificate 1-year Term0.25%$1,000N/AQuarterly
Regular Savings0.10%$10$100Monthly
Special Savings0.10%N/A$100Monthly
Christmas Savings0.10%$5N/AAnnually
IRA Savings0.25%N/AN/AMonthly
Checking Account0.00%N/AN/AMonthly